Tuesday, April 30, 2013

FMB - StartUP - Moving Day (32/2)

Here is the worksheet for FAMILY MONTHLY BUDGET STARTUP - MOVING DAY PLANNING SHEET: https://docs.google.com/file/d/0BzY9jTFcLEUWVFR1aVByakppd2c/edit?usp=sharing

Today we will make sure everyone has downloaded and made adjustments to their Family Monthly Budget sheets.  If you have not started the budget, here is the link to download it:

https://docs.google.com/file/d/0BzY9jTFcLEUWTl84bk95dC1fdVk/edit?usp=sharing

Personal Checkbook Sheet Download:

https://docs.google.com/file/d/0BzY9jTFcLEUWT1RFa0hoTVc0RU0/edit?usp=sharing

You will need to delete the CHECKBOOK sheet from your downloaded copy of the Budget.  I will show you how.  You need to add a Personal Checkbook Ledger Sheet (I will also show you how) to the sheet.

Today you will work out your Moving Plan and fill out your Checkbook.

YOU WILL CREATE A PURCHASE LIST ON YOUR 'DATA SHEET' PAGE.  Include all items purchased, where you bought them, and how much they were.  This includes travel expenses, airfare, insurance, household goods, furniture, and anything else you need to buy.

Your opening balance in your checkbook should be $134.50.  Your Parents, Uncle, Grandma, etc. is giving you a one-time grant for $2500 to help you get started.  It is your graduation present.  You need to complete the budget sheet (handout in class) and let me know all the things you are buying to get yourself started.  Follow these directions:

  1.  First, you need to list where you went to college.
  2.  Second, you need to list the address and city you are moving too.
  3.  Explain how you are getting to your new city and what you are taking with you
  •  You must find a flight, train, bus, etc. (Travelocity.com, Greyhound.com, etc.)  copy and paste your itinerary.
  • What are you taking with you?  List any items you are taking with you.  EVERYTHING.  And have a plan to move it.  You are only allowed to have so much on a plane or bus.
  • If you buy a car you need a quote for insurance (Geico.com) and budget for gas and maintenance.
You must now furnish your new apartment.  Find local stores (Wall-Mart, Ikea, Craigslist.org) to find the following items and budget for them:
  1. Transportation:  Bike, Car(Insurance, Gas, Maintenance Apply), Transpass (Local Bus/Train)
  2. Furniture:  Bed, Couch, Table & Chairs, Lamps, Desk, TV, Stereo, Computer, etc.
  3. Household Goods:  Dishes, Pots&Pans, Silverware, Towels, Sheets&Blankets, Pillows, Plants, etc.
You will fill out the worksheet completely and use it to fill out the Checkbook on your FMB Sheet.  When you have filled out the budget, save it as an Excel Workbook so you can make additional changes tomorrow.  Save the Workbook to your personal flash drive or email it to yourself.

I hope you are having fun with this assignment and learning how to keep a budget while you are discovering how much things really cost.

Keep up the good work!!

- Mr. S
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Integrity (13 Characteristics)

13 Characteristics of People Who Have Integrity

1. They Value Other People's Time: They value their own time so they also value the time of other people. They know you have plenty of other places you need to be and won’t hold you up. If you spend time with them, it is likely they will thank you for that as well.

2. They Give Credit Where It Is Due: They do not take credit for things they did not do. They will always credit those who deserve it. If you help this person with a project he or she will likely mention your name so you can take credit for your work.

3. They Are Authentic: They are their truest forms. You won’t catch them in a lie or being fake.

4. They Are Always Honest: They are honest people that feel no need to lie as it is important for them to get to where they need to get in life honestly.

5. They Never Take Advantage Of Others: They are not the kind of people who will take advantage of someone else. They love to build people up and help them get where they need to be. Taking too much from someone else will never be an issue with someone who has a lot of integrity.

6. The Do Not Argue Over Disagreements: They will talk through things in a civil manner or not talk at all. You cannot and will not force this person into arguing over something completely ridiculous. I find this to be a very respectable trait.

7. They Give Most People The Benefit Of The Doubt: They try to see the good in everyone. I think this is because they feel like maybe there are more people in this world that also have integrity. That being said, if you take advantage of them too much they will get rid of you.

8. They Know When Something Is Bothering Someone: They have a great intuition that lets them know when something is going on. If someone is down in the dumps they will notice. Chances are they will actually do what they can to cheer you up.

9. They Believe In Others: They accept your word as truth until it is dis-proven. That being said, they do not take lying well. And once you lie to them, it is unlikely that they will ever take your word again.

10. They Apologize First: If they have done something wrong they will come to you and apologize. This is just how they are. They own up to their mistake and try to make things right.

11. They Are Humble: They do not quite know their own worth. While they are very important and do so much good they don’t quite see it. You should remind them of it.

12. They Do Good When They Can: They are always helping other people. They love to know that they have improved someone’s life. It gives their lives meaning.

13. They Are Always Kind To Those Who Need It: Giving kindness can go a long way. When someone looks like they need a little pick me up these people deliver. They can brighten up almost anyone’s day.

If you are someone who has true integrity, thank you for being who you are and thank you for all that you do. You really do actually make a difference in society, please keep up the good work. If you feel no one else is proud of you, know that I am.

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